REAL-NEGATIVE INTEREST RATES ARRIVED IN EASTERN EUROPE COUNTRIES

ABSTRACT: Negative interest rates have reached the majority of the regional banks, placing break to the clients’ appetite for saving and reducing financial resources. As a result, banks stopped financing the investments, therefore decreasing the chances of economic growth.
The strength of this academic theme is the research based on econometric modeling. We analyze trends in micro and macro indicators of some CEE countries and we compare them with previous periods and forecasts for the coming years (2017-2022). The work is a quantitative research based on an econometric model calculation, which will apply a set of macro and micro-economic indicators of Romania. It will make the comparation between the set of indicators calculated for Romania and another five countries from Europe in the past four years and it will be an extrapolation by mathematical modeling/forecast for the future.
The study is aiming to define a structure that similar future evaluations might benefit from and to assess a level of development regarding econometrics.
KEYWORDS: rates, regression, EEC, banks, market.

2020.1-2 REAL-NEGATIVE INTEREST RATES ARRIVED IN EASTERN EUROPE COUNTRIES